/* RAHA Financials — Free Tools design system
   Brand values taken from rahafinancials.com/style.css (Inter, #1445c2, #587edb).
   Text colours chosen for WCAG 2.2 AA (>= 4.5:1 on their backgrounds). */
/* Self-hosted Inter (SIL OFL 1.1, see /assets/fonts/Inter-OFL-LICENSE.txt).
   font-display: optional + preload => no layout shift from a late font swap. */
@font-face {
  font-family: "Inter";
  font-style: normal;
  font-weight: 400 700;
  font-display: optional;
  src: url("/assets/fonts/inter-latin-var.woff2") format("woff2");
  unicode-range: U+0000-00FF, U+0131, U+0152-0153, U+02BB-02BC, U+02C6, U+02DA, U+02DC, U+0304, U+0308, U+0329, U+2000-206F, U+20AC, U+2122, U+2191, U+2193, U+2212, U+2215, U+FEFF, U+FFFD;
}
:root {
  --brand: #1445c2;          /* primary (7.6:1 on white) */
  --brand-strong: #0f3596;
  --brand-soft: #587edb;     /* decorative only, not for small text */
  --brand-tint: #eef3fd;
  --brand-tint-2: #f7f9fd;
  --ink: #0d1726;
  --ink-2: #3a4658;          /* 9.7:1 on white */
  --ink-3: #5a6576;          /* 5.9:1 on white */
  --line: #dde3ec;
  --line-2: #c9d2df;
  --bg: #ffffff;
  --bg-2: #f6f8fb;
  --good: #11663a;  --good-bg: #e8f5ee;
  --warn: #8a5300;  --warn-bg: #fdf3e2;
  --bad:  #a4161a;  --bad-bg:  #fdecec;
  --info: #1445c2;  --info-bg: #eef3fd;
  --radius: 12px;
  --radius-sm: 8px;
  --shadow: 0 1px 2px rgba(13,23,38,.06), 0 4px 16px rgba(13,23,38,.06);
  --font: "Inter", system-ui, -apple-system, "Segoe UI", Roboto, Arial, sans-serif;
  --maxw: 1120px;
  --measure: 72ch;
}
*, *::before, *::after { box-sizing: border-box; }
html { -webkit-text-size-adjust: 100%; }
body { margin: 0; font-family: var(--font); color: var(--ink); background: var(--bg); line-height: 1.6; font-size: 16px; }
img, svg { max-width: 100%; height: auto; }
a { color: var(--brand); text-underline-offset: 2px; }
a:hover { color: var(--brand-strong); }
:focus-visible { outline: 3px solid var(--brand); outline-offset: 2px; border-radius: 4px; }
.skip { position: absolute; left: -999px; top: 8px; background: var(--brand); color: #fff; padding: 8px 12px; border-radius: 6px; z-index: 100; }
.skip:focus { left: 8px; }
.wrap { max-width: var(--maxw); margin: 0 auto; padding: 0 16px; }
.visually-hidden { position: absolute !important; width: 1px; height: 1px; overflow: hidden; clip: rect(0 0 0 0); white-space: nowrap; }
h1, h2, h3, h4 { line-height: 1.25; color: var(--ink); font-weight: 700 !important; }
h1 { font-size: clamp(1.75rem, 1.2rem + 2.2vw, 2.6rem); letter-spacing: -.02em; margin: .3em 0 .4em !important; }
h2 { font-size: clamp(1.3rem, 1.1rem + .9vw, 1.7rem); letter-spacing: -.01em; margin: 2.2em 0 .6em !important; }
h3 { font-size: 1.12rem; margin: 1.6em 0 .4em !important; }
p, li { max-width: none; }
p { margin: 0 0 1em !important; }
main ul, main ol { list-style: revert !important; margin: 0 0 1em !important; padding-left: 1.4em !important; }
main li { margin: 0 0 .4em !important; }
.nav ul, .crumbs ol, .site-footer ul { list-style: none !important; margin: 0 !important; padding: 0 !important; }
.nav li, .crumbs li, .site-footer li { margin: 0 !important; }
table { border-collapse: collapse; width: 100%; font-size: .95rem; }
th, td { text-align: left; padding: 10px 12px; border-bottom: 1px solid var(--line); vertical-align: top; }
th { background: var(--bg-2); font-weight: 600; }
.table-scroll { overflow-x: auto; -webkit-overflow-scrolling: touch; border: 1px solid var(--line); border-radius: var(--radius-sm); }
.table-scroll table { min-width: 560px; }
.num { text-align: right; font-variant-numeric: tabular-nums; white-space: nowrap; }
code { background: var(--bg-2); padding: 1px 5px; border-radius: 4px; font-size: .9em; }

/* Beta banner */
.beta-bar { background: #fff8e6; color: #5c3b00; font-size: .875rem; border-bottom: 1px solid #f2dfb3; }
.beta-bar .wrap { padding-top: 6px; padding-bottom: 6px; }
.beta-bar a { color: #5c3b00; }

/* Header (mirrors rahafinancials.com navigation) */
.site-header { border-bottom: 1px solid var(--line); background: #fff; position: sticky; top: 0; z-index: 50; }
.site-header .wrap { display: flex; align-items: center; justify-content: space-between; gap: 16px; min-height: 68px; }
.logo { display: inline-flex; align-items: center; }
.logo img { width: 140px; height: 43px; }
.nav-toggle { display: none; background: none; border: 1px solid var(--line-2); border-radius: 8px; padding: 8px 10px; font: inherit; cursor: pointer; }
.nav ul { list-style: none; margin: 0; padding: 0; display: flex; gap: 4px; align-items: center; }
.nav a { display: block; padding: 8px 12px; color: var(--ink); text-decoration: none; font-weight: 500; border-radius: 8px; font-size: .95rem; }
.nav a:hover { background: var(--brand-tint); color: var(--brand); }
.nav a[aria-current="page"], .nav .nav-tools a { color: var(--brand); }
.nav .nav-cta a { background: var(--brand); color: #fff; }
.nav .nav-cta a:hover { background: var(--brand-strong); color: #fff; }
@media (max-width: 900px) {
  .nav-toggle { display: inline-block; }
  .nav { display: none; position: absolute; top: 100%; left: 0; right: 0; background: #fff; border-bottom: 1px solid var(--line); }
  .nav.open { display: block; }
  .nav ul { flex-direction: column; align-items: stretch; padding: 8px 16px 16px; }
}

/* Breadcrumb */
.crumbs { font-size: .875rem; color: var(--ink-3); margin-top: 20px; }
.crumbs ol { list-style: none; padding: 0; margin: 0; display: flex; flex-wrap: wrap; gap: 6px; }
.crumbs li + li::before { content: "›"; margin-right: 6px; color: var(--ink-3); }
.crumbs a { color: var(--ink-3); }

/* Hero */
.hero { padding-bottom: 8px; }
.eyebrow { display: inline-block; font-size: .8rem; font-weight: 600; letter-spacing: .06em; text-transform: uppercase; color: var(--brand); background: var(--brand-tint); padding: 4px 10px !important; border-radius: 99px; margin: 0 0 12px !important; }
.capsule { font-size: 1.08rem; color: var(--ink-2); border-left: 4px solid var(--brand); padding: 4px 0 4px 16px !important; margin: 0 0 24px !important; max-width: none; }
.meta-line { font-size: .85rem; color: var(--ink-3); }

/* Layout */
.tool-grid { display: grid; grid-template-columns: minmax(0, 1fr); gap: 24px; align-items: start; }
@media (min-width: 980px) { .tool-grid { grid-template-columns: minmax(0, 1.05fr) minmax(0, 1fr); } }
.card { background: #fff; border: 1px solid var(--line); border-radius: var(--radius); box-shadow: var(--shadow); padding: 20px; }
@media (min-width: 640px) { .card { padding: 24px; } }
.card h2:first-child, .card h3:first-child { margin-top: 0; }
.section { padding: 8px 0 24px; }
.prose { max-width: none; }

/* Forms */
.tool-form fieldset { border: 0; padding: 0; margin: 0 0 18px; min-width: 0; }
.tool-form legend, .field > label, .field-label { display: block; font-weight: 600; margin-bottom: 6px; font-size: .97rem; padding: 0; }
.hint { display: block; font-size: .85rem; color: var(--ink-3); margin: -2px 0 8px; font-weight: 400; }
.field { margin-bottom: 18px; }
.field input[type="number"], .field input[type="text"], .field input[type="email"], .field input[type="date"], .field select, .field textarea {
  width: 100%; font: inherit; padding: 10px 12px; border: 1px solid var(--line-2); border-radius: var(--radius-sm); background: #fff; color: var(--ink); min-height: 44px;
}
.field input:focus, .field select:focus { border-color: var(--brand); outline: 3px solid rgba(20,69,194,.2); outline-offset: 0; }
.money { position: relative; }
.money > span { position: absolute; left: 12px; top: 50%; transform: translateY(-50%); color: var(--ink-3); pointer-events: none; }
.money input { padding-left: 26px !important; }
.pct { position: relative; }
.pct > span { position: absolute; right: 12px; top: 50%; transform: translateY(-50%); color: var(--ink-3); pointer-events: none; }
.field .error { color: var(--bad); font-size: .85rem; margin-top: 4px; }
[aria-invalid="true"] { border-color: var(--bad) !important; }
.choices { display: flex; flex-wrap: wrap; gap: 8px; }
.choices label { display: inline-flex; align-items: center; gap: 8px; border: 1px solid var(--line-2); border-radius: 99px; padding: 8px 14px; cursor: pointer; font-weight: 500; min-height: 44px; background: #fff; }
.choices input { accent-color: var(--brand); width: 18px; height: 18px; margin: 0; }
.choices label:has(input:checked) { border-color: var(--brand); background: var(--brand-tint); color: var(--brand-strong); }
.checks { display: grid; gap: 8px; }
.checks label { display: flex; gap: 10px; align-items: flex-start; border: 1px solid var(--line); border-radius: var(--radius-sm); padding: 10px 12px; cursor: pointer; }
.checks label:has(input:checked) { border-color: var(--brand); background: var(--brand-tint-2); }
.checks input { accent-color: var(--brand); width: 18px; height: 18px; margin-top: 3px; flex: none; }
.checks small { display: block; color: var(--ink-3); }
.row-2 { display: grid; gap: 0 16px; grid-template-columns: 1fr; }
@media (min-width: 560px) { .row-2 { grid-template-columns: 1fr 1fr; } }
.step[hidden] { display: none; }
.btn { display: inline-flex; align-items: center; justify-content: center; gap: 8px; font: inherit; font-weight: 600; border-radius: 10px; padding: 12px 20px; min-height: 44px; border: 1px solid transparent; cursor: pointer; text-decoration: none; }
.btn-primary { background: var(--brand); color: #fff; }
.btn-primary:hover { background: var(--brand-strong); color: #fff; }
.btn-ghost { background: #fff; color: var(--brand); border-color: var(--line-2); }
.btn-ghost:hover { border-color: var(--brand); }
.btn-row { display: flex; flex-wrap: wrap; gap: 10px; align-items: center; }
.link-btn { background: none; border: 0; color: var(--brand); font: inherit; text-decoration: underline; cursor: pointer; padding: 0; }

/* Results */
.result { position: relative; }
.result-empty { color: var(--ink-3); }
.verdict { border-radius: var(--radius); padding: 16px 18px; margin-bottom: 16px; border: 1px solid transparent; }
.verdict h3 { margin: 0 0 4px; font-size: 1.2rem; }
.verdict p { margin: 0; }
.verdict.good { background: var(--good-bg); border-color: #b7dfc7; } .verdict.good h3 { color: var(--good); }
.verdict.warn { background: var(--warn-bg); border-color: #f0d7a8; } .verdict.warn h3 { color: var(--warn); }
.verdict.bad  { background: var(--bad-bg);  border-color: #f3c1c1; } .verdict.bad h3  { color: var(--bad); }
.verdict.info { background: var(--info-bg); border-color: #c9d7f6; } .verdict.info h3 { color: var(--info); }
.stats { display: grid; grid-template-columns: repeat(auto-fit, minmax(150px, 1fr)); gap: 10px; margin: 12px 0 16px; }
.stat { background: var(--bg-2); border: 1px solid var(--line); border-radius: var(--radius-sm); padding: 12px 14px; }
.stat .k { display: block; font-size: .8rem; color: var(--ink-3); font-weight: 500; }
.stat .v { display: block; font-size: 1.35rem; font-weight: 700; font-variant-numeric: tabular-nums; color: var(--ink); }
.stat .s { display: block; font-size: .8rem; color: var(--ink-3); }
.badge { display: inline-block; font-size: .78rem; font-weight: 600; padding: 2px 8px; border-radius: 99px; white-space: nowrap; }
.badge.good { background: var(--good-bg); color: var(--good); }
.badge.warn { background: var(--warn-bg); color: var(--warn); }
.badge.bad  { background: var(--bad-bg);  color: var(--bad); }
.badge.info { background: var(--info-bg); color: var(--info); }
.badge.muted { background: var(--bg-2); color: var(--ink-3); }
.note { font-size: .88rem; color: var(--ink-2); background: var(--bg-2); border-radius: var(--radius-sm); padding: 10px 12px; margin: 12px 0; }
.list-tight { padding-left: 1.2em; margin: 8px 0; } .list-tight li { margin: 4px 0; }

/* CTAs */
.cta-soft { border-top: 1px dashed var(--line-2); margin-top: 20px; padding-top: 16px; }
.cta-soft h3 { margin: 0 0 6px; font-size: 1.02rem; }
.optin { display: grid; gap: 10px; }
.optin .consent { display: flex; gap: 10px; align-items: flex-start; font-size: .85rem; color: var(--ink-2); }
.optin .consent input { width: 18px; height: 18px; margin-top: 2px; accent-color: var(--brand); flex: none; }
.optin-status { font-size: .88rem; }
.offer { border: 2px solid var(--brand); border-radius: var(--radius); padding: 18px; margin-top: 18px; background: linear-gradient(180deg, var(--brand-tint-2), #fff); }
.offer h3 { margin: 0 0 4px; }
.offer .price { font-weight: 700; color: var(--brand-strong); margin: 0 0 8px; }
.offer ul { padding-left: 1.2em; margin: 8px 0 14px; }
.offer .secondary { font-size: .9rem; margin-left: 4px; }

/* Content blocks */
.faq details { border: 1px solid var(--line); border-radius: var(--radius-sm); padding: 0 16px; margin-bottom: 10px; background: #fff; }
.faq summary { cursor: pointer; padding: 14px 0; font-weight: 600; list-style-position: outside; }
.faq summary h3 { display: inline; font-size: 1rem; margin: 0; }
.faq details[open] summary { border-bottom: 1px solid var(--line); margin-bottom: 8px; }
.author { display: flex; gap: 14px; align-items: flex-start; border: 1px solid var(--line); border-radius: var(--radius); padding: 16px; background: var(--bg-2); }
.author .avatar { width: 48px; height: 48px; border-radius: 50%; background: var(--brand); color: #fff; display: grid; place-items: center; font-weight: 700; flex: none; }
.author p { margin: 2px 0; }
.disclaimer { font-size: .88rem; color: var(--ink-2); border: 1px solid var(--line); border-left: 4px solid var(--ink-3); border-radius: var(--radius-sm); padding: 12px 14px; background: #fff; }
.related { display: grid; gap: 12px; grid-template-columns: repeat(auto-fill, minmax(240px, 1fr)); }
.related a { display: block; border: 1px solid var(--line); border-radius: var(--radius-sm); padding: 14px; text-decoration: none; color: var(--ink); background: #fff; }
.related a:hover { border-color: var(--brand); }
.related a strong { color: var(--brand); display: block; }
.related a span { font-size: .88rem; color: var(--ink-3); }
.embed-box textarea { width: 100%; min-height: 96px; font: .85rem/1.4 ui-monospace, Consolas, monospace; padding: 10px; border: 1px solid var(--line-2); border-radius: var(--radius-sm); resize: vertical; }
.sources { font-size: .85rem; color: var(--ink-3); }
.sources li { margin: 4px 0; word-break: break-word; }

/* Hub */
.hub-grid { display: grid; gap: 16px; grid-template-columns: repeat(auto-fill, minmax(280px, 1fr)); }
.hub-card { display: flex; flex-direction: column; gap: 6px; border: 1px solid var(--line); border-radius: var(--radius); padding: 20px; text-decoration: none; color: var(--ink); background: #fff; box-shadow: var(--shadow); }
.hub-card:hover { border-color: var(--brand); }
.hub-card h3 { margin: 0; color: var(--brand); font-size: 1.1rem; }
.hub-card p { margin: 0; color: var(--ink-2); font-size: .95rem; }
.hub-card .tag { font-size: .78rem; color: var(--ink-3); font-weight: 600; text-transform: uppercase; letter-spacing: .05em; }

/* Map */
.us-map svg { width: 100%; height: auto; }
.us-map .st { stroke: #fff; stroke-width: 1.5; }
.legend { display: flex; flex-wrap: wrap; gap: 14px; font-size: .85rem; color: var(--ink-2); margin: 8px 0; }
.legend i { display: inline-block; width: 14px; height: 14px; border-radius: 3px; vertical-align: -2px; margin-right: 6px; }
.tile-map { display: grid; grid-template-columns: repeat(12, 1fr); gap: 3px; }
.tile-map .t { aspect-ratio: 1; display: grid; place-items: center; font-size: clamp(.55rem, 1.6vw, .78rem); font-weight: 700; border-radius: 4px; color: #fff; }

/* Footer */
.site-footer { margin-top: 48px; background: #0d1726; color: #d5dbe5; font-size: .92rem; }
.site-footer a { color: #ffffff; }
.site-footer .wrap { padding-top: 32px; padding-bottom: 24px; }
.footer-grid { display: grid; gap: 24px; grid-template-columns: repeat(auto-fit, minmax(200px, 1fr)); }
.site-footer h2 { color: #fff; font-size: 1rem; margin: 0 0 8px; }
.site-footer ul { list-style: none; padding: 0; margin: 0; }
.site-footer li { margin: 4px 0; }
.site-footer .legal { border-top: 1px solid #25324a; margin-top: 24px; padding-top: 16px; font-size: .85rem; color: #aeb8c8; }

/* Embed mode */
body.embed { background: #fff; }
body.embed .wrap { padding: 12px; }
.powered { font-size: .85rem; color: var(--ink-3); margin-top: 12px; text-align: center; }

@media (prefers-reduced-motion: reduce) { * { scroll-behavior: auto !important; transition: none !important; animation: none !important; } }
@media print { .site-header, .site-footer, .beta-bar, .cta-soft, .offer, .embed-box, .nav-toggle { display: none !important; } }